I'm doing just fine. ;-)

I'm still WAY up from 2016. I don't really get concerned about various glitch days. Also, October is FAMOUSLY the shit month for the market nearly every damn year, back at least to 1870.

Huh? You have any proof of that. I have heard "Sell in May and go away". What's up with October?

https://www.investopedia.com/articles/financial-theory/09/october-effect.asp

OK...Sep sucks too?

Basically, every month sucks except for December. December is dressing window month. Fund managers must buy to make it looks good for his fee and bonus.

Hmmm, imagine if we have to judge software developers by the month...what month would it be to say RC doesn't perform?

Well, it's October, and it's been 12 years since the last one...

I've had about 20% of my money in cash for a while, looking for a buying opportunity.  It may be coming up.

People born in the late 90's that only started investing during the post-2007 boom are freaking out. They've never seen a drop like this.

What part of "returns are not guaranteed" did you not understand?

"Returns are not guaranteed" says NOTHING about "and you can lose the principle, too."

That's what it doesn't say, Charlie Brown.