RIP Philo

Watch your credit card transactions if you visit Miami!!!

I never used my credit card in restaurants, gas stations or any shops for that matter, except my usual supermarket, which has been wallmart.
I buy clothes and electronics in cash too.
I do use the credit card in reputable websites like amazon or expedia.

I travel a lot and use to book motels and hostels. sometimes requires a credit card to make a reservation, even though they don't charge it. Some motels you can book without credit card.
I never had been victim of fraudulent transactions before, except one hotel in Pittsburgh PA that tried to charge me for a bottle of water I didn't drink. That clean record ended when I booked one motel and one hostel in Miami.
Permalink Johnny Ekstrom 
September 9th, 2018 1:14am
All motels I have stayed before allowed payment in cash even though the reservation had been made with a credit card, and never asked to see the credit card. The first red flag was that the employee said he already charged my credit card, and asked to see my credit card and it had to match the same credit card I used in booking. WTF?
I stayed 2 nights at this motel then booked an hostel still in Miami with . To my relief the receptionist at the hostel did not ask for any credit card and allowed cash payment. While staying at this Miami hostel I went to check my transactions and there you have it: someone made a $100 purchase from T-Mobile web shop, probably a cell phone. I immediately shutdown the card and luckily the transaction had not been authorized yet, so I did not have to dispute it.

Even though I was now safe, a surprise was still coming.
Back home from my holiday in Miami I called the credit union to pay the last credit card statement since I could not pay online until I received the new card. The lady on the phone told me that since I cancelled the old credit card a few more fraudulent transactions had been attempted on it, including a charge from the hostel in Miami which I had payed fully in cash!!!

Fuck you Miami! I am never coming back. The girls there aren't even hot, neither the locals nor the tourists. And the few hot ones will only hookup with you if you drive a Lamborghini.
What a dump!
Permalink Johnny Ekstrom 
September 9th, 2018 1:15am
Throughout Europe many hotels have a 'policy' of putting a charge on your credit card as 'pending' supposedly in case you use the mini bar or similar shit.

If you use a number of hotels in a short period these can build up before the hotels have cleared them.

Not fraudulent, but something to watch out for.
Permalink Hampus Clitus 
September 9th, 2018 2:02am
I had the same issue at a hotel in florida as well. This was some years ago, I don't remember which hotel.

I take my wallet when I go out but I generally leave other things behind, at the time which included a checkbook I kept in my carry on bag.

A hotel staff member rifled through things, found the checkbook, removed 3 checks from the END of the checkbook so I wouldn't notice them out of sequence, and then went out and converted them to several thousand in cash by cashing them at no-id check cashing places.

Important lesson was that credit card fraud the bank pays for. Check fraud you get to pay for. Had to file a police report in Miami with their detective since that was where the crime took place remotely from the other side of the country a month later when the checks were cashed.

I also no longer travel with a checkbook at all. There's almost no reason to.
Permalink McCain's Tumor 
September 9th, 2018 8:46am
@Hampus Clitus

Hostels and cheap Motels typically don't put holds on your card.
I have no problem showing my credit card at high end hotels or well known motel chains.
If a mom and pop Motel asks to see a credit card that is a red flag in my book.
Permalink Johnny Ekstrom 
September 9th, 2018 12:35pm
@Hampus Clitus
Also the hostel put the "hold" after I had left. I don't think so.
Permalink Johnny Ekstrom 
September 9th, 2018 12:38pm
Yeah the hostel bit is a bit odd. Hostels ask to see your passport and will photocopy it. A lot of countries seem to have this as a requirement. I guess it's to help track you down if you're a criminal, or more likely when you go missing because you went hiking in the jungle and were eaten by a puma.

Last time I stayed at a hostel was back when I was in my 40s. I've stayed in Washington DC, New York, San Francisco, Chicago - all paying $10-$15 a night, in cash. They want to see ID, but they simply can't ask for credit cards because the simple fact is that almost no one uses credit cards outside the US and Canada and 99% of international hostel travelers simply don't have credit cards at all.
Permalink Carbon Copy Biased Lifeform 
September 9th, 2018 6:44pm
Ekstrom, you claimed that the hostel did NOT need to see your credit card, then you later claim that the hostel fraudulently charged your credit card even though you had paid in cash.

There are some problems with your story, son.
Permalink Carbon Copy Biased Lifeform 
September 9th, 2018 6:46pm
>A lot of countries seem to have this as a requirement.

European countries occupied by the Germans  in WW2 were required to do this by law. After the war they carried on doing it because why not?

Everyone was also required to carry their 'papers' (identification, work permits, travel permits etc.) on them at all times which is why European men started carrying their 'man-bags'.
Permalink HistoryBot 
September 10th, 2018 1:27am
@Carbon Copy Biased Lifeform
No holes in my story my friend. I made the reservation through, and they will still give the hostel my credit card details so they can charge for no shows.
Permalink Johnny Ekstrom 
September 10th, 2018 6:32am
@Carbon Copy Biased Lifeform
Usually not every employee has access to the credit card details. So even when forwards those details to the motel I still feel safer than showing it to any joe blow at the front desk.
Although I believe the charge from the hostel might have been a genuine mistake, specially because I asked for a cash receipt and I could dispute it.
It just shows that credit cards are not handled with much regard for the customer in Miami.
Permalink Johnny Ekstrom 
September 10th, 2018 6:51am
Don't follow that link!
Permalink Captain Morgan 
September 14th, 2018 12:59am
Permalink Cocoa dev 
September 14th, 2018 3:19pm

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